• We help retail clients build a more profitable business while protecting them from "bad check" losses.
• We have many clients of national stature who will testify to our effectiveness and professionalism. Our associates are personable and exceptionally well trained.
• We retain our own corporate attorney and diligently ensure that our collection operations comply completely with the Fair Debt Collection Act. Further, we maintain both Errors and Omissions Insurance and General Liability Insurance, thus protecting our clients from legal exposure.
• Bad check writers cover the complete spectrum of our population - from long term good customers who make a mathematical error in their checking account to career bad check writers who have no intention of honoring their debt.
• We are not in the judgement business and expect our associates to treat all bad check writers politely and with utmost respect.

I. Honest, but careless bad check writers; they deserve to stay on your "Good Customer" list.

II. Selective bad check writers who "float" checks.

III. Career bad check writers; their checks should not be accepted.

Our Check Collection Service will solve Category I and II bad check problems while our Verification System will help eliminate Category III.

Category I and II customers should stay on your "good customer list."

Day 1: Security Check's Recovery Center receives returned check directly from your bank and enters it into our proprietary, computerized Collection Database and National Check Network's database;

Day 3: Security Check mails a personal letter to the check writer informing them that they mistakenly bounced a check to you. The letter includes a return envelope and instructs the check writer how to pay the check to our Collection Center. Our payment options include money orders, credit cards, personal checks or autopay.

Day 14-99: If payment has not been received, Security Check begins daily telephone calls to the check writer informing them that they must pay their check.

Day 30: Security Check mails a second notice to the check writer and reports the check writer to various credit bureaus, Equifax, Trans Union, etc., temporarily effecting the check writer's credit.

Day 60: Security Check generates and mails a "Final Attempt to Collect" letter for checks returned for insufficient funds.

After the fourteenth day, telephone calls are made to the check writer throughout the process, and every call is documented as to the exact response/ outcome.

After the ninety-nine day process is complete, additional collection efforts may continue either electronically or through the legal system.